Terms of Use

1. About Our Services

North Shore Funding is a broker that connects businesses seeking funding with a network of funders. We are not a lender and do not provide funding directly. Our services include:

• Accepting and processing funding applications
• Matching applicants with potential funders in our network
• Facilitating communication between applicants and funders
• Providing information about funding options

We do not guarantee approval, funding amounts, terms, or rates. All funding decisions are made solely by the funders in our network.

2. Eligibility

To use our services, you must be at least 18 years old, have the legal authority to bind your business, and provide accurate and complete information. You represent that all information submitted is truthful and that you have the right to share any documents or information provided.

3. Application Process

When you submit an application:

• You authorize us to share your information with funders and third parties as described in our Privacy Policy
• You authorize funders to obtain credit reports and verify your information through third-party services
• You agree to receive communications regarding your application via email, phone, and text message
• You understand that submitting an application does not guarantee approval or any particular outcome

4. Accuracy of Information

You agree to provide accurate, current, and complete information in your application and to update such information as necessary. Providing false, misleading, or fraudulent information may result in denial of your application, termination of services, and potential legal action.

5. No Guarantee of Funding

We do not guarantee that you will receive funding offers or that any offers you receive will be on favorable terms. Funding decisions are made entirely by funders based on their own criteria. Approval, funding amounts, rates, and terms vary by funder and applicant qualifications. Past results do not guarantee future outcomes.

6. Communications Consent

By providing your phone number and submitting an application, you consent to receive calls and text messages from North Shore Funding and our network of funders regarding your application and related services. This includes communications sent using autodialed or prerecorded messages. Consent is not a condition of receiving services, and you may opt out at any time by contacting us. Standard message and data rates may apply.

7. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of North Shore Funding or its licensors and is protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works without our written permission.

8. Prohibited Conduct

You agree not to:

• Provide false or misleading information
• Use our services for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our services
• Engage in any activity that could harm North Shore Funding or our users
• Use automated systems to access our services without permission

9. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT OUR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NORTH SHORE FUNDING SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY. OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM THESE TERMS OR YOUR USE OF OUR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID US, IF ANY, IN THE PAST TWELVE MONTHS.

11. Indemnification

You agree to indemnify and hold harmless North Shore Funding and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, your violation of these Terms, or your violation of any rights of a third party.

12. Governing Law and Disputes

These Terms shall be governed by the laws of the State of New York without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in New York, NY, in accordance with the rules of the American Arbitration Association.

13. Changes to Terms

We may modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website. Your continued use of our services after changes constitutes acceptance of the modified Terms.

14. Contact Information

If you have questions about these Terms, please contact us at: