Privacy Policy

1. Information We Collect

We collect information you provide directly to us, including:

• Personal Information: Name, email address, phone number, Social Security Number (SSN), date of birth, and driver's license information.
• Business Information: Business name, address, EIN, industry, years in operation, and ownership structure.
• Financial Information: Bank statements, tax returns, revenue data, existing debt obligations, and funding requirements.
• Documents: Identification documents, business documentation, and supporting materials you upload.

We also automatically collect certain information when you visit our website, including IP address, browser type, device information, and browsing behavior through cookies and similar technologies.

2. How We Use Your Information

We use the information we collect to:

• Process and evaluate your funding application
• Match you with appropriate funders in our network
• Communicate with you about your application and our services
• Verify your identity and prevent fraud
• Comply with legal and regulatory requirements
• Improve our services and develop new features
• Send marketing communications (with your consent)

3. Information Sharing

We share your information with third parties in the following circumstances:

• Funders: We share your application information with funders in our network to generate offers and facilitate funding. These funders are contractually obligated to protect your information.
• Service Providers: We work with third-party service providers who assist us in operating our business (e.g., cloud hosting, analytics, customer support).
• Legal Requirements: We may disclose information when required by law, court order, or government regulation, or to protect our rights and safety.
• Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

4. Data Security

We implement industry-standard security measures to protect your information, including encryption of sensitive data in transit and at rest, secure data centers, access controls, and regular security assessments. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

5. Data Retention

We retain your information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Application data is typically retained for 7 years for regulatory compliance purposes.

6. Your Rights and Choices

Depending on your location, you may have the right to:

• Access and receive a copy of your personal information
• Correct inaccurate information
• Request deletion of your information (subject to legal requirements)
• Opt out of marketing communications
• Object to certain processing activities

To exercise these rights, please contact us at privacy@nshorefunding.com.

7. Cookies and Tracking

We use cookies and similar technologies to enhance your experience, analyze usage patterns, and deliver targeted content. You can control cookies through your browser settings, though disabling cookies may affect website functionality.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website and updating the "Last updated" date. Your continued use of our services after changes constitutes acceptance of the updated policy.

9. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at: